研究发现，适当增强社会互动会促进家庭更多地参与风险金融市场，增加投资风

The study found that the proportion of reinforcing appropriate social interaction will promote greater participation of family risk in financial markets, increasing investment risk assets, increase the degree of diversification of financial assets, optimize the allocation efficiency of assets. But when social interaction to a certain extent, social interaction will inhibit the excessive risk families to participate in the market, reducing the proportion of investment in risky assets, reducing the effectiveness of the financial asset diversification and asset allocation. Therefore, families need to establish an appropriate and high-quality social interaction, which helps families get more external resources, to alleviate information asymmetries, reduce transaction costs, to optimize the allocation of financial household assets.

The study found that appropriate lying out social interaction will promote more family participation in risk financial markets, increase the proportion of investment risk assets, increase the degree of diversification of financial assets, and optimize the efficiency of asset allocation. However, when social interaction reaches a certain level, excessive social interaction will inhibit family participation in the risk market, reduce the proportion of investment in risk assets, reduce the degree of diversification of financial assets and the effectiveness of asset allocation. Therefore, families need to establish a moderate and high-quality social interaction, which helps families to obtain more external resources, reduce information asymmetry, reduce transaction costs, and thus optimize the allocation of household financial assets.

It is found that properly enhancing social interaction will promote families to participate more in the risk financial market, increase the proportion of investment in risk assets, improve the degree of decentralization of financial assets, and optimize the efficiency of asset allocation. However, when the social interaction reaches a certain degree, the excessive social interaction will inhibit the family's participation in the risk market, reduce the proportion of investment in risk assets, reduce the degree of decentralization of financial assets and the effectiveness of asset allocation. Therefore, families need to establish a moderate and high-quality social interaction, which helps families to obtain more external resources, alleviate information asymmetry, reduce transaction costs, and optimize the allocation of family financial assets.<br>