本公司按照实际利率法确认利息收入。利息收入根据金融资产账面余额乘以实际

The company recognizes interest income in accordance with the effective interest rate method. Interest income is calculated and determined based on the financial asset book balance multiplied by the actual interest rate, except for the following circumstances: 1 For purchased or sourced financial assets that have suffered credit impairment, since initial recognition, the The credit adjusted actual interest rate is calculated to determine its interest income. 2 For the financial assets purchased or originated without credit impairment, but become credit impairment in the subsequent period, in the subsequent period, the interest income shall be determined according to the amortized cost and actual interest rate of the financial asset.

The Company recognizes interest income in accordance with the real interest rate method. Interest income is determined by multiplying the book balance of the financial asset by the actual interest rate, except in the following cases: 1 For the purchased or sourced financial assets that have experienced credit impairment, from the beginning of confirmation, the interest income shall be determined according to the amortization cost of the financial asset and the credit-adjusted actual interest rate calculation. 2 For financial assets that have not experienced credit impairments that have occurred or have been credit impairments in the subsequent period, their interest income shall be determined in the following period according to the amortized cost and real interest rate calculation of the financial assets.

The company recognizes the interest income according to the effective interest rate method. Interest income is calculated and determined by multiplying the book balance of financial assets by the actual interest rate, except for the following situations: 1. For the financial assets purchased or generated with credit impairment, from the initial recognition, the interest income is calculated and determined according to the amortized cost of the financial assets and the actual interest rate adjusted by credit. 2. For the financial assets purchased or generated from sources that have no credit impairment but become credit impairment in the subsequent period, the interest income shall be calculated and determined according to the amortized cost and actual interest rate of the financial assets in the subsequent period.