“Time”,says the proverb, “is money”.This means that every moment well-spent may put some money into our pockets.If our time is usefully employed,it will either turn out some useful and important piece of work which will fetch its price in the market, or it will add to our experience and increase our capacities so as to enable us to earn money when the proper opportunity comes.Let those,who think nothing of wasting time, remember this.