At present, in the field of new generation mobile communication (GSM) 5G technology, its landing is supported by emerging technologies, through technological change to optimize the application of existing technologies, strengthen and expand the application of emerging technologies in the financial sector, strengthen the role of new technologies in the reconstruction of the financial environment, will bring new vitality to the financial sector, in the financial sector, there are two main aspects: on the one hand, improve financial services; In the 5G era, network latency will be reduced to milliseconds, with the application of marginal computing, network latency between existing financial services processes will be greatly alleviated, users will no longer feel the lag in financial services business processes, mobile financial services will be faster and higher quality than users think. In terms of payment, services will be diversified, gradually replacing the 4G era mobile payment commonly used QR code, bar code payment, etc., with the arrival of 5G, VR/AR introduction, VR payment will become more common; In addition, 5G technology will further reduce space distance limits and reduce blind spots for existing banking network services. For remote and sparsely populated areas, VR or holographic technology is used to create unattended outlets and display financial services in stereoscopic images, enabling users to reach the site. In the 5G era, financial products and services will change dramatically. In the future, there will be a lot of integration in the financial value chain, financial attributes, financial everywhere, the perception of financial services is becoming more and more common, "financial senseless" era is coming.