Okwesithathu kukwenza "uthungelwano lwenkonzo" olungenamthungo ukuphucula ukubambelela kubathengi. Kwi "Five-in-One New Model", iibhanki ze-AI, iibhanki ezikude, kunye neebhanki ezingaxhunyiwe kwi-intanethi zenze inethiwekhi yeenkonzo ezintathu-ntathu edibanisa ixesha kunye nendawo, kwaye abathengi banokufumana iinkonzo zemali nanini na, naphi na.